Incorporating BPM in Insurance

There is no denying the fact that the insuranceflowing through the system, you would have the ability
industry is replete with a range of paperwork whichto improve agent as well as customer service
includes form filling, underwriting and data entry; and thismanagement through an assortment of alert,
often leads to a fair amount of human error. Besides,notification, and messaging options. In doing so, you
the insurance industry also has to deal with variouscould also give your entire customer/agent base real
other processes, some of which include the launchingtime access to updated information.
of new products, handling of claims, as well as makingAnother important factor to consider is that the
payouts. With a suitable BPM solution in place, aninsurance sector has to ensure adherence to various
insurance company can expect the efficiency of allstate and federal regulations. This therefore, makes it
included processes to rise considerably.very important for any business to keep a close
A case in point is the incorporation of BPM solutions bywatch on the execution of the processes. Good bpm
a European insurance company. This company wassoftware would come with options that would allow
successfully able to utilize its existent manpower foryou to monitor process compliance on an ongoing
core functions, while the automation helped smoothenbasis. Besides, you can also expect a good BPM
out the administrative tasks that were linked to thesolution to give your senior management real time
various processes. The overall cost of ownership ofdirect monitoring and tracking access through
the implemented solution was also lowereddedicated dashboards.
considerably.Since underwriting forms a crucial part of the
Based out of Malaysia, CMS I-Systems® wasinsurance industry, it is only natural that this aspect
looking for a solution that could give them a higher ROIneeds to be addressed. Through the implementation of
through its ability to be embedded easily into theira successful BPM solution, this process can be
existing systems, while also being responsive to anystandardized across all departments/sections; and
required changes in processes. The solution that theywhile every department/section should have the ability
opted for not only delivered on these parameters, butto employ different parameters, the process remains
also reduced the time that the business needed tocommon, thereby allowing better control in the
follow through.insurance workflow. This would, in effect, give
Specific benefits, when it comes to BPM solution forunderwriters the chance to focus on their core
the insurance sector, are many. For starters, sinceexpertise.
there would be a drop in the tasks that are generallySo while the BPM solution would help in aspects like
human based, one could expect such a solution todocumentation and the formation/improvement of
increase the process' efficiency. This, in turn, wouldprocesses, it would also help in reducing the business'
translate into increased profits because of thedependency on certain employees. Also, since a BPM
processes being streamlined. BPM Insurance wouldsolution leaves room for refinement, you can expect
allow you to formulate and regulate all the informationprocess optimization to be a continual process.