Business Plan - Purpose and Objectives

A detailed description of a new or existing business,procedure might be looked upon as a sequence of
including the company's product or service, marketingrules. Rule may be a part of procedure.
plan, financial statements and projections andPrograms: Programs are a complex of goals, policies,
management principles, require a plan to beprocedures, rules, task assignments, steps to be taken,
implemented. A document that spells out a company'sresources to be employed and other elements
expected course of action for a specified periodnecessary to carry out a given course of action;
usually includes a detailed listing and analysis of risksfurther supported by budgets.
and uncertainties. For the small business, it shouldBudgets: Budget is a statement of expected results
examine the proposed products, the market, theexpressed in numerical terms. Financial operating
industry, the management policies, the marketingbudget is often called a "profit plan". This budget can
policies, production needs and financial needs.be expressed in financial terms, in terms of labor-
Frequently, it is used as a prospectus for potentialhours, units of product or machine hours or in any
investors and lenders.other numerically measurable term.
Think of it as a production line. What's go in the startSteps in Planning: Being aware of opportunities, a
are raw materials and unfinished assemblies. Here, themanager should take a preliminary look at possible
raw materials include:future opportunities and see them clearly and
-Talent and initiative from employeescompletely know where they stand in light of their
-Capital -Market positionstrengths and weaknesses, understand what problems
-The company's creditworthinessthey wish to solve, and why and know what they
-The firm's earning capacityexpect to gain. Planning requires a realistic diagnosis of
-Assessment of changes in the marketplace.the opportunity situation.
It should have four major aspects:Establishing objectives: This is to be done for the long
- Its contribution to purpose and objectivesterm as well as for the short term. Objectives specify
- Its primacy among the manager's tasksthe expected results and indicate the end points of
- Its pervasivenesswhat is to be done, where the primary emphasis is to
- The efficiency of resulting plans.be placed and what is to be accomplished by the
The Contribution of Planning to Purpose andnetwork of strategies, policies, procedures, rules,
Objectives: Every plan and all its supporting plansbudgets and programs. Objectives form a hierarchy.
should contribute to the accomplishment of theDeveloping premises: There are assumptions about
purpose and objectives of the enterprise.the environment in which the plan is to be carried out. It
The Primacy of Planning Manager must plan in such ais important for all managers involved in planning to
way that it leads to proper organizing, staffing, leadingagree on the premises. Forecasting is important in
and controlling which support the accomplishment ofpremising: what kind of markets will there be? What
enterprise objectives. Planning and controlling arevolume of sales? What prices? What products? What
inseparable. Any attempt to control without a plan istechnical developments? What costs? What wage
meaningless, since there is no way for people to tellrates? What tax rates and policies? What new plans?
whether they are going where they want to go. PlansHow will expansion be financed? What are the
thus furnish the standards of control.long-term trends? Because the future is so complex, it
The Pervasiveness of Planning: Planning is a functionwould not be profitable or realistic to make assumption
of all managers, which vary with each manager'sabout every detail of the future environment of a plan.
authority and with the nature of the policies and plansDetermining alternative courses: The more common
assigned by superiors. If managers are not allowed toproblem is not finding alternatives but reducing the
a certain degree of discretion and planningnumber of alternatives so that the most promising may
responsibility, they are not truly managers.be analyzed. The planner must usually make a
The Efficiency of Plans: The effectiveness of planpreliminary examination to discover the most fruitful
refers to its contribution to the purpose and objectives.possibilities.
Plan is efficient if it achieves its purpose at aEvaluating alternative courses: From the various
reasonable cost, when cost is measured not only inalternatives available proper evaluation should be done
terms of time or money or production but also in thewhich may involve ash flow.
degree of individual and group satisfaction.Selecting a course: The best alternative should be
Procedures: Procedures are plans that establish aselected.
required method of handling future activities. They areNumbering plans by budgeting Final step is giving them
chronological sequences of required actions. They aremeaning by converting them into budgets. The overall
guides to action rather than to thinking and they detailbudgets of an enterprise represent the sum total of
the exact manner in which certain activities must beincome and expenses, with resultant profit or surplus
accomplished.and the budgets of major balance sheet items such
Rules: Rules are unlike procedures in that they guideas cash and capital expenditures.
action without specifying a time sequence. In fact, a